Workers compensation, otherwise known as workers comp, can provide benefits and cover employees who either get sick or injured from a work-related cause. These benefits include:

• Cost of your medical treatments
• Lost wages
• Ongoing care
• Disability benefits
• Death benefits
• Funeral costs

Businesses are required to carry workers’ compensation insurance. Without this, if an injury or accident happens, employees can sue their employers. It is also important to learn whether you will be covered or are qualified for the compensation. If, however, this occurs at your workplace and you get into an accident, consult a worker’s compensation lawyer in Baltimore. 

According to OSHA and the National Safety Council (NSC), workers compensation includes the following injuries:

• Bone fractures
• Muscle pain, tears, and strain
• Slips, falls, trips
• Cuts, punctures, lacerations
• Getting crushed
• Electrocution

Some injuries are not covered by workers compensation. For business owners who have employees, it is also important to not fall for those who get intentionally injured at work by self-inflicting wounds so that you will be held accountable. The same goes when an employee is intoxicated or has taken illicit drugs while at work. There may be some who would go to such lengths as intentionally disregarding safety measures, regulations, or policies. To ensure your business will not be jeopardized by such, reach Richard Hackerman, an expert in workers’ compensation accidents in Baltimore, MD.